Sherman Ragland's Blog

Posted on 05/14/2021

Upper Marlboro, MD Real Estate Market Update 5/14/2021

Click here to view Upper Marlboro, MD blog post which has information on the constantly changing market...

Posted on 05/14/2021

Photo by Bruce Clark from Pexels The Federal Housing Finance Agency (FHFA) limits how much you can borrow to buy a house. If you want to take out a mortgage that is above the limits, you have to apply for a jumbo mortgage. As of mid-2019, the limits were increased to $484,350 for most of the country. Some...

Buyer Tips

Financing

+ 1 more

Posted on 05/07/2021

Multi-Generational Living is a New Trend

Photo by Andrea Piacquadio from Pexels Housing priorities of young families and retired couples can vary. More and more households are combining by necessity or for the added convenience. When households combine, invariably, some adjustments will be necessary. However, the needs of young families with babies and toddlers are not really so different from the "aging in place"...

Family

Home Living

+ 1 more

Posted on 04/30/2021

Building Your Dream Home: Tips for Age-in-Place New Construction

Photo by Tima Miroshnichenko from Pexels New construction is typically a long-term investment, so it’s important to think ahead. You’ll want to make sure your new home will still offer a suitable place to live as you get older. Aging-in-place features can help ensure that your home remains a safe and comfortable environment well into the future. You...

Aging

Aging In Place

+ 6 more

Posted on 04/28/2021

UPPER MARLBORO, MD Real Estate Market Update 4/28/2021

Click here to view UPPER MARLBORO, MD blog post which has information on the constantly changing market...

Posted on 04/23/2021

Helping Our Elderly Loved Ones Relocate

Photo by Gerd Altmann via Pixabay There comes a time when family members must confront the realities of aging. It’s not uncommon for our parents and grandparents to still be living in properties that once housed multiple family members. The upkeep required for such residencies can place an undue burden on our elders, and downsizing remains a logical...

Buying A Home

Help Seniors Move

+ 1 more

Posted on 04/16/2021

First-Time Homebuyers: Common Mistakes to Avoid

Photo by Mohamed Hassan via Pixabay It’s part of the American DNA to want to own a home. It can be your immense joy or become a nightmare if you don’t avoid some of these first-time buyer lapses in judgment. What to Avoid Overbuying. The mantra used to be “buy the biggest house you can afford.” After all...

Home Buying

Homeownership

+ 3 more

Posted on 04/12/2021

Upper Marlboro, MD Real Estate Market Update 4/12/2021

Click here to view Upper Marlboro, MD blog post which has information on the constantly changing market...

Posted on 04/09/2021

HOAs: Are They Voluntary?

Photo by RawPixel.com via Shutterstock When it comes to homeowner’s associations, you need to know what type yours is before you determine whether to “join” it. There are two types of associations, covenant-based and voluntary. When homeowners ask about requirements to join a homeowner’s association, they may believe it is optional, but if our association is covenant-based, you...

Hoa

HOA

+ 3 more

Posted on 04/02/2021

Should House Flippers Act As General Contractors or Make Renovations Themselves?

Photo by Ivan Samkov from Pexels House flipping projects typically take between 45 and 90 days to complete. But when subcontractors have to put your renovations on the back burner, they might incline entrepreneurs serving as general contractors with the right skills to roll up their sleeves. Such scenarios beg whether fix-and-flip business owners are better off going...

Contractors

Flipping

+ 2 more

Posted on 03/27/2021

UPPER MARLBORO, MD Real Estate Market Update 3/27/2021

Click here to view UPPER MARLBORO, MD blog post which has information on the constantly changing market...

Posted on 03/26/2021

Want to Improve Your Workspace? Add LEDs Under Your Cabinets

Image by StockSnap from Pixabay Your kitchen is the ultimate workspace, but only if it has the lighting needed to properly illuminate your work area. Without the right lighting, you could end up fumbling through your tasks, failing to complete them to the best of your ability. Thankfully, resolving that problem is as easy as installing LEDs under...

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